We Have a Loan for Every Home

Choosing the right home loan program is a crucial step in your home purchase or refinance, and Farm Bureau Mortgage is here to make it simple. We’ll begin by identifying your current situation as well as your mortgage goals, and then our team of experienced mortgage experts will assist you in choosing the program that best suits your needs.

Conventional Loans

The most common type of mortgage.

  • Down payment traditionally 20% (Could go as low as 3%*)
  • Best for the vast majority of homebuyers
  • Attractive interest rates for those who qualify

FHA Loans

Qualify with ease with a more affordable government-backed financing option featuring low down payments and easier credit requirements.

  • Down payment as low as 3.5%
  • Best for first time homebuyers and borrowers with low credit scores
  • Consistent secure rate

VA Loans**

Special loan programs that are guaranteed by the U.S. Department of Veteran Affairs for active military and veterans. These offers are not available to the general public.

  • Down payment as low as 0%
  • Best for veterans, reservists, and active-duty service members
  • VA loan specialists on staff

USDA Loans***

Low interest, no down payment loans available for qualified borrowers purchasing property in rural areas or small towns.

  • Down payment as low as 0%
  • Best for those with low to moderate incomes
  • No cash reserve requirement

Jumbo Loans

Mortgages that are larger than the conforming limit.

  • Various proprietary jumbo loan products with flexibility
  • Fixed or adjustable rate mortgage (ARM) options
  • Best for financing a high-cost property

*Mortgage insurance is required for down payments less than 20%

**Subject to VA Eligibility

***Subject to geographical restrictions